Rmd Life Expectancy Table 2024 Chart. Divide your retirement account balance by the distribution period for your age. That factor is reduced by one for each succeeding distribution year.
You figure your required minimum distribution for 2024 by dividing your account balance at the end of 2023 by the life expectancy from table ii (joint life and last survivor expectancy) in appendix b. That factor is reduced by one for each succeeding distribution year.